Borrowing
Collateral
$6,223
0.024 cbETH
4.2K cbXRP
Debt
$1,631
1.63K USDC
16.16% borrow rate
Borrow capacity: 35.8% of the liquidation line
$2,920 more to borrow
liquidation at $4,552 debt
64% from liquidation
This position borrows against its supplied collateral and is within its borrowing limit:
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At the Comptroller’s own oracle prices the supplied markets are worth $6,223 and the borrowed markets $1,631.
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The 0.024 cbETH supply (worth $72) earns the market rate (0.01% APR).
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The 4,195.279 cbXRP supply (worth $6,151) earns the market rate (0.00% APR).
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The cbETH supply is not entered as collateral — minting alone doesn’t enter a market, so it backs no borrowing and can’t be seized. It only earns.
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The account borrows 1,631.73 USDC at 16.16% APR against cbXRP collateral counted at $6,151 by the Comptroller’s own risk check.
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The Comptroller reports $2,920 of borrowing power still unused.
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The debt stands at 35.8% of the liquidation line. That line sits at $4,552 of debt at current prices.
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Health factor 2.79 — collateral capacity (each entered market counts up to its collateral factor) is 2.79× the debt; at 1.0 the shortfall begins.
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The collateral basket can fall about 64% before the account is liquidatable.
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The debt accrues at a 16.16% borrow rate.
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A liquidation here repays at most 50% of one borrowed market per seizure (the close factor) and the liquidator takes collateral worth that repayment plus 10% — a partial nudge back over the line, not a full absorb.
Reading this wallet’s history from the index.