Borrowing
Collateral
$941
189.874 WELL
645.568 cbXRP
Debt
$420
419.815 USDC
0.028 cbXRP
16.15% avg borrow rate
Borrow capacity: 60.3% of the liquidation line
$276 more to borrow
liquidation at $696 debt
40% from liquidation
This position borrows against its supplied collateral and is within its borrowing limit:
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At the Comptroller’s own oracle prices the supplied markets are worth $941 and the borrowed markets $420.
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The 189.874 WELL supply (worth $0.40) earns the market rate (0.28% APR).
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The 645.568 cbXRP supply (worth $940) earns the market rate (0.00% APR).
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The account borrows 419.815 USDC at 16.16% APR and 0.028 cbXRP at 1.00% APR against WELL and cbXRP collateral counted at $941 by the Comptroller’s own risk check.
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The Comptroller reports $276 of borrowing power still unused.
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The debt stands at 60.3% of the liquidation line. That line sits at $696 of debt at current prices.
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Health factor 1.66 — collateral capacity (each entered market counts up to its collateral factor) is 1.66× the debt; at 1.0 the shortfall begins.
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The collateral basket can fall about 40% before the account is liquidatable.
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The debt accrues at a 16.15% average borrow rate.
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A liquidation here repays at most 50% of one borrowed market per seizure (the close factor) and the liquidator takes collateral worth that repayment plus 10% — a partial nudge back over the line, not a full absorb.
Reading this wallet’s history from the index.